Business Cash Advance


When it comes to your Business requirement, in Business Cash Advance funding can be calculated on your card takings. If your business takes card payments and needs to boost a cash flow, then a Business Cash Advance (BCA) is an appropriate solution. It works like a business loan but with flexible monthly repayments instead of fixed amount repayments. Your business can borrow up to 120% of your monthly card volumes, from £3,000 to £1 million.

With Business cash advance, instead of having interest consistently, the total cost of finance is agreed up-front. So there is a finished line you need to reach instead of the monthly interest calculation.


  • Loans from £3000 to £1 million
  • Up to 120% of your card takings
  • Flexible repayment based on your card sales
  • Easy renewals

Eligibility Criteria

  • Should be based in UK
  • Accepting card payments for minimum 4 months
  • Minimum card takings of £4000
  • Certain sectors like Gambling Used car sales Charities etc are excluded


  • 3 months of business bank statements
  • 12 months of merchant card statements